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Two types of Loyalty Card. Those that give and those that take.

Adverts and affiliate links appear on this page. If you use the link to buy the product you won’t pay any extra, you may even pay less, and I may get a commission. Further details of adverts and affiliate links can be found  here . There are two types of Loyalty Card. Those that give and those that take. The first type is the one those take were they will ask you to put money on the card for Christmas or for a rainy day. You lend your money to big business. You have to go back to them to buy things even if you find you can buy cheaper elsewhere. If they close down you lose your money. I used to think that all loyalty cards were like that. I didn’t want anything to do with loyalty cards . I want the money in my bank account earning interest for me not in their bank earning interest for them. Some loyalty cards can be a great, free and an easy way of saving money. The ones that I regularly use are Morrison’s, Tesco, Costa, and Subway. I also have an Asda Credit Card that I use like...